DBA American Credit Systems, 2018. The Punt Group, LLC

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American Credit Systems Blog

August 31, 2017

In recent weeks American Credit Systems has launched its Volume Discount Program for auto dealers pulling credit reports. The program is geared toward new and used auto dealers who pull Experian, TransUnion, and/or Equifax credit reports and elect to receive their cred...

May 30, 2017

A short blog containing 10 suggestions for car dealers regarding compliance, credit reports, red flags rules, adverse action, OFAC, and financing.

May 30, 2017

A quick summary of the law: Adverse action notices are required under the federal Equal Credit Opportunity Act ("ECOA") and its implementing Regulation B, and the Fair Credit Reporting Act ("FCRA") when a "creditor" takes "adverse action" against a consumer. ECOA prohi...