XML Documentation | Sandbox | Fully Customizable

Credit Check API

  • Run a credit check on your customers

  • Receive credit reports from all three bureaus

  • Use your website to pull credit

  • FCRA compliant & EI3PA certified

  • Fully responsive web software  portal

Servicing: Automotive - Solar - Equipment Leasing - Student Loans - More!

How to run credit checks on customers

Our state-of-the-art credit check software enables companies to pull their customer's credit and instantly receive the credit report. Through our credit check software, companies have the option of accessing Equifax, TransUnion and/or Experian with one click of the mouse. Additionally, the our software includes more than just a simple credit report; eCredit Complete gives a variety of credit check formats,  compliance, and beyond. This software portal can be accessed through an iPhone, Droid, iPad, Tablet, PC or Mac. 

What is soft credit pull?

Many industries (auto, solar, lending, etc)  prefer a soft credit check over a hard inquiry.  A soft pull credit check, does not hurt the consumer's credit score. A soft pull  is an inquiry into whether or not the consumer would be approved if he or she applied for a loan. When a company uses our soft pull credit check technology, eQualify, the company still receives the consumer's full credit report, its just not a hard inquiry. eQualify does not trigger compliance in the event you do not pursue the lead. Click here to speak with a representative to see how we can set your company up to run soft credit reports on your customers.   


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DBA American Credit Systems, 2020. The Punt Group, LLC

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