American Credit Systems
  • Focus your energy on customers that qualify.

    We enable dealerships to integrate credit checking directly in their lead generation process.
    Get started for FREE!

    60-day FREE trial

    60 day trial includes
    software and credit reports.
    • Instantly view your client's FICO Score and credit report
    • Requires only a client's name and address (No SSN or DOB)
    • Get notified with a text & email
    • As low as $2 / pull
    • 60 day FREE trial includes software and credit reports

    Focus your energy on customers that qualify.

    We enable dealerships to integrate credit checking directly in their lead generation process.
    • Instantly view FICO Score and entire credit report
    • Requires only a client's name and address! (No SSN or DOB)
    • Get notified with a text & email
    • As low as $2 / pull
    • 60 day FREE trial includes software and credit reports

    Ready to boost your sales process with soft credit checks?

    Get started for FREE!

    60-day FREE trial

    60 day trial includes
    software and credit reports.

We are trusted by:

And hundreds more ...

"These leads close at twice the rate as Edmunds leads!"

Yvonne Kroll, director of advertising, Clawson Honda

Take control over which
leads you pursue.

Pull your client's credit report off your website by embedding our web forms on your landing pages.


Your sales team will know which deals to prioritize and which deals to reconsider spending time on.


Get unique insights into your customers’ credit profile

- before they walk into your dealership!

How it works

1) Consumers fill out a short form online.

    It requires only a name and address - no SSN, no DOB!


2) They receive an immediate response

    if they Pre-Qualify.


3) You receive a 'new lead' notification.

    A text message along with an email that contains the
    customer information and their auto credit profile.


4) The data is automatically pushed to your CRM and DMS.

For each lead you will get:

  • Full Credit Report and FICO Score
  • Available Revolving Credit
  • Auto Inquiries last 30 days
  • Summary of Auto Trade Lines Including:
    • Current Monthly Payments
    • Current Auto Loan Interest Rates
    • Remaining Balance / Payoff
    • Payment History
    • Months Remaining on Auto Loans

"It drives more leads – and a higher quality lead - than using a generic lead form" 

Having the consumer’s FICO® Score and full credit report before we call the customer helps shorten the sales cycle which makes the customers happy. ... We like the way that we get the leads automatically populated into our CRM so they are ready to be followed up on.

Adam Cherin, Variable Operations Director, Hudson Automotive Group

Ready to boost your sales process
with soft credit checks?

Get started for FREE!

60-day FREE trial

Free 60 days trial Includes unlimited soft pulls and

web credit access for Experian, Equifax, and Transunion!

It's the same data as a hard pull.

Prioritize leads by identifying your best opportunities based on credit profile.


Improve closing ratios by putting your customer in the right car and finance product right from the start.

Get more leads.

This is because it's so short to fill out! 

  • It takes much less time,
  • People hate filling out long applications.
  • People are reluctant to disclose personal information, but our forms need just a name and address, no SSN, no DOB!

Step up your marketing game

You should focus on the leads which receive desirable scores. Get insights into the performance of your marketing channels and invest only in those that generate high-quality traffic.


Our analytics platform enables you to:

  • View the consumers who viewed the web form
  • View the consumers that completed the form
  • See activity from specific banner placements so you can monitor which location drives the most traffic to the lead for

"Such a pleasure working with iSoftpull"

... They are professional and answer all my questions fast and direct. I recommend using their company.


Daniel Reuter

See more testimonials

Your leads are protected ...

Only you will get leads and their credit reports.


Soft pulls do not activate "trigger leads." Because a soft pull does not place an inquiry on a

customer's credit report, your competitors trigger leads will not be activated.

... and your clients are 100% safe.

  • Clients need to provide consent over the phone, online, or in a traditional paper application,
  • You need customer's name and address only,
  • No SSN is needed- no risk for identity theft!
  • Soft pull does not impact their credit report or score.

Web Forms

Pull your client's credit report off your website by embedding our web forms on your landing pages.

Increased Conversion Rates

People are more willing to fill out a form that does not require social security numbers and date of birth than one that requires it. Because iSoftPull only require a name and address, your online lead conversions will increase.

Instant Decisioning Engine

Preset your underwriting criteria in the iSoftpull software so your applicants and agents know if your website visitors qualify for your specific products.

Real Time
Notifications

Timing is everything. iSoftpull instantly notifies you and your team as soon as your website visitors request a soft pull.

Add soft credit checks to your process and know the value of a lead before you even engage in a conversation.

​​"Soft pulls have the power to disrupt the industry."

you get entire credit and FICO score

as low as

$2 / pull


no inquiry on customers credit - no trigger leads

hassle-free

integration

Request your FREE trial today!



Lead Source
Google Analytics Client ID

Alternatively, call us on 760-579-6171. We're open from 8am-4:30pm Pacific Time.

​Testimonials of our clients

"The level of service they've provided since we added their software has been exceptional."

iSoftPull has been an excellent soft credit check solution for our company and their staff worked with us to make sure integration with our existing software was seamless.


Justin Barrett, Compliance Manager at Mid-Continent Funding, Inc.

"The platform to run credit is amazing! It's helping us to take the business to another level."

... I want to say that the customer service its great. Thankful for all their help.


Zeferino Luna

"What really makes them so spectacular is unmatched customer service."

They provide a great, intuitive product at a competitive price point ... Everyone I have ever spoken to has been incredibly nice and has shown a genuine interest in helping resolve whatever issue I may have.


Craig B.

"These guys make the soft credit process for companies simple and easy to use."

Great company, smart team. Dan is great to work with!


Jordan Silver, Marketing Analyst

"The team at ACS truly knows the meaning of service."

Knowledge, friendly, and willing to go the extra mile retain and keep my business. Would recommend to any small business that needs soft pull expertise!


Colin Andrews

"Pulling reports is quick and the format is very readable."

iSoftpull has been an excellent soft credit check solution for our company and their staff worked with us to make sure integration with our existing software was seamless.


This a very engaged team that is accessible, responsive, and always willing to help. A well earned five stars.


Vincent Rockford