Soft Credit Checks

Hard Pulls | Soft Pulls | Compliance 


Soft Credit Check Features and Benefits

Data Delivered

  • Full Credit Report

  • FICO Scores

  • Public records

  • Credit Inquiries


  • No Impact on Credit

  • Instant Report Delivery

  • Cloud Based Access

  • Unlimited User Access

Digital Integrations

  • Websites

  • CRMs & LOS

  • Social Media 

Consumer Consent Options

  • Verbal Authorization

  • Digital Sigature

  • Traditional Wet Ink

Soft Credit Check Software

Our motto: "Do the right thing - run a soft pull first"


Why? Because you, business owner/lender, can obtain the exact same credit data from a soft pull as you would a hard pull, the only difference being it does not impact the customer's credit and you can obtain it using your customer's name and address only. More specifically, iSoftpull does not lower your client's credit score and an inquiry is not placed on their credit history. Further, you can then offer accurate terms to your client and negotiate a deal based off their soft pull. 

Give us a call or message us to learn more about the features and benefits of running soft credit on your customers today!



Check Your Customer's Credit

Using the most sophisticated technology available, American Credit Systems enables companies to pull a soft credit report, otherwise known as a pre-qualification or soft inquiry, with only a name and address. Companies use soft credit reports to generate prequalified leads on their websites, or to prequalify customers that are in their place of business.  

One of the many benefits of a soft credit pull over a hard credit pull is that it does not affect the consumer's credit score. Additionally, our soft credit pull application does not trigger compliance, therefore you will not have to send out an adverse action letter, nor give the consumer an offer for lending in the event they do qualify. For more information, give us a call or check out our Soft Pull page for more information

Soft Pu

  • Soft Credit Inquiry

  • Fresh Data

  • Website Integration

  • Mobile Friendly

  • Full Credit Report

  • Instant Report Delivery

  • Real Time Alerts


American Credit Systems

Address: 2100 Palomar Airport Road, Suite 214-38A, Carlsbad, CA 92011

Tel: (760) 579-6171

Fax: (760)579-6170

For credit reporting or compliance related inquiries, please fill in the following contact form or call us directly:

DBA American Credit Systems, 2020. The Punt Group, LLC

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