It begins with consent...
How will your clients grant authorization to run their credit?
Digital Consent
Digital consent forms can be easily added onto your company website without any third party notification or formal application processes. Requiring only a name and address instead of a social security number and DOB considerably increases the likelihood that your prospective client consents to a credit check. ACS gives your clients the assurance they need to move forward, and in turn minimizes wasted company efforts and unnecessary debts.
Verbal Authorization
ACS makes it safe and easy for your clients to give their consent. Simply calling us over a secure and recorded line, we can confirm the consent required to perform the soft credit check on the spot. Your prospects will be comforted by a person at the other end of the line informing them that their credit will not be affected and that their information will be kept secure.
Wet Ink
We offer businesses the option to integrate required consent language into existing documents.
You can acquire and process client consent with minimal change to your current onboarding procedure. Following consent, simply log on to our cloud based portal to access your clients credit report. Your practices remain intact while you make more informed underwriting decisions on the spot.
Digital Consent

Website Integration
Our software was engineered to achieve seamless and efficient website integration. With ACS's guidance and support, you’ll be adding highly efficient landing pages directly into your site. Your website visitors can apply for products and services, of which you can customize the underwriting criteria required for them to qualify.
Also, funnel more traffic directly to your website’s landing page by inserting a “get pre-qualified” link into your email signature, throughout your social media, and in any other online advertisements.
Finally, your team will be promptly notified of each new applicant and the programs they qualify for.

Custom API Builds
Verbal Consent

Tradition Paper Applications

Implement In Your Normal Course of Business
Every company has its own process for onboarding clients. ACS can maintain your unique processes by placing the required consent language into your existing application process without any disruption to your methods.
Some medical practices, and other face-to-face businesses prefer that we integrate consent into their paper application. They proceed with their usual procedure to acquire consent, then simply log into the ACS portal to access their clients credit report and FICO® score using only their name and address.