American Credit Systems
  • Focus your energy on deals that make sense.

    Avoid wasting your time on unqualified prospects by checking their credit report right at the start.

    Learn more
    • Instant credit and FICO score
    • Just a name & address, no SSN needed!
    • Works online, over phone, in person. 
    • As low as $3 / pull
    • API

    Focus your energy on deals that make sense.

    Avoid wasting your time on unqualified prospects by checking their credit report right at the start.

    • Instant credit and FICO score
    • Just a name & address, no SSN needed!
    • Works online, over phone, in person. 
    • As low as $3 / pull
    • API.

    Ready to boost your sales process with soft credit checks?

    Learn more

"Excellent tool and resource to
pre-qualify customers."

... consistent data matches with actual tri merges, dedicated support staff always available and quick to respond, highly recommend!"


Jay D. Huffaker, Vice President, Sr. Account Executive AMUSA Commercial Capital

Check Credit Score First!

With iSoftpull your sales team will know which deals to prioritize and which deals to reconsider spending time on.


No more working a deal for a week only to find out that the client never qualified for the loan in the first place.

How it works

1) Log into our software.


2) Get your client's consent.

    online, over the phone, or in a traditional paper application.


3) Enter your client's name and address.

    No SSN needed! 

    How is this possible? Read more about soft credit checks.


4) Instantly receive entire credit report and FICO score. 

    This can be sent to you, added to your CRM, accessed by API. 

    Read more about advanced integrations.

​Imagine knowing the worth of a lead
before you even engage in a conversation.

​"Soft pulls have the power to disrupt the industry."

you get entire credit and FICO score

as low as

$3 / pull


only name and address needed (no SSN!)

no inquiry on customers credit - no trigger leads

hassle-free

integration

Learn more & Get a sample soft pull report.

It's the same data as a hard pull.

You will get:

  • FICO or Vantage score,
  • Complete credit report in an easy to read format,
  • All delinquencies on all accounts (mortgages, credit cards, student loans, etc.),
  • All inquires from the the last two years, public records, and warning messages.

You'll get more leads.

This is because it's so short to fill out! 

  • It takes much less time,
  • People hate filling out long applications.
  • Just a name and address,
  • No social number is needed. People are reluctant to give out their social number!

Get More Leads With Verbal Consent: With verbal consent on a recorded line you can pull your client's credit report and FICO score. Knowing that information helps you to speak more intelligently about the deal, and makes it easier to "sink your teeth" into the deal.

You'll get more referrals.

Real estate agents will send you all of their client's because they are self interested and want to know their customer's credit score, but they do not have the ability to run credit because they are not the lender. 

Learn More About Getting Referrals From Real Estate Agents

It's up to 10x cheaper
than a tri-merge

Soft pulls cost about $3 each... a tri-merge can cost up to $30 per report. 


Run a tri-merge only when you feel confident you have a deal!

Ready to boost your sales process
with soft credit checks?

Learn more & Get a sample!

"Such a pleasure working with iSoftpull."

... They are professional and answer all my questions fast and direct. I recommend using their company.


Daniel Reuter

See more testimonials

Your leads are protected ...

Only you will get leads and their credit reports.

Soft pulls do not activate "trigger leads." Because a soft pull does not place an inquiry on a

customer's credit report, your competitors trigger leads will not be activated.

... and your clients are 100% safe.

  • Client's need to provide consent over the phone, online, or in a traditional paper application,
  • You need customer's name and address only,
  • No SSN is needed- no risk for identity theft!
  • Soft pull does not impact their credit report or score.

Web Forms

Pull your client's credit report off your website by embedding our web forms on your landing pages.

Increased Conversion Rates

People are more willing to fill out a form that does not require social security numbers and date of birth than one that requires it. Because iSoftPull only require a name and address, your online lead conversions will increase.

Instant Decisioning Engine

Preset your underwriting criteria in the iSoftpull software so your applicants and agents know if your website visitors qualify for your specific products.

Real Time
Notifications

Timing is everything. iSoftpull instantly notifies you and your team as soon as your website visitors request a soft pull.

Integrations

Get credit scores directly into your CRM

  • Website Integration

Our software seamlessly integrates in your website allowing you to build landing pages where your customers can apply for your products and services. As soon as a customer submits, your team receives an alert notifying you of the new applicant.


If you set up underwriting criteria in our software, you will be notified of programs your applicant qualifies for. By including "get pre-qualified" links in your email signature, social media, and other online advertisements, you will turn website visitors into pre-qualified leads.



  • Custom API Builds

Our custom API solution takes online integration a step further and gives you the freedom to do what you want with your processes. Our API documentation spells out exactly how to write to us and what protocols to use. We have APIs for hard and soft credit checks.

Online Lending Platforms

Online platforms with financing options

love our iSoftpull Quick Solution and APISs.


iSoftpull Quick Solution

  • Website Integration
  • Consumer Facing Application Forms
  • Instant Decisioning


iSoftpull Custom API Builds

  • API Documentation
  • Sandbox Environment
  • Full Control & Development Freedom

​Testimonials of our clients

"The level of service they've provided since we added their software has been exceptional."

iSoftPull has been an excellent soft credit check solution for our company and their staff worked with us to make sure integration with our existing software was seamless.


Justin Barrett, Compliance Manager at Mid-Continent Funding, Inc.

"The platform to run credit is amazing is helping us to take the business to another level."

... I want to say that the customer service its great. Now

Thankful for all their help.


Zeferino Luna

"We saved a bunch of money!"

The guys at iSoftpull are great! I didn't really know much about credit reporting in the beginning, but after talking with them I was able to understand exactly what my our company needed.


Synthetic Ideas

"These guys make the soft credit process for companies simple and easy to use."

Great company, smart team. Dan is great to work with!


Jordan Silver, Marketing Analyst

"The team at ACS truly knows the meaning of service."

Knowledge, friendly, and willing to go the extra mile retain and keep my business. Would recommend to any small business that needs soft pull expertise!


Colin Andrews

"Pulling reports is quick and the format is very readable."

iSoftPull has been an excellent soft credit check solution for our company and their staff worked with us to make sure integration with our existing software was seamless.


This a very engaged team that is accessible, responsive, and always willing to help. A well earned five stars.


Vincent Rockford

Ready to boost your sales process
with soft credit checks?

Learn more & Get a sample!

​View industry specific information

If your industry is not listed below, it does not necessarily mean we don't/won't serve you. Generally speaking, our customers tend to be in the financial services field,  however if your company has a need to check your client's credit to see their ability to repay a loan/line of credit, we can probably serve you too. This is typical of companies that do in-house financing and do not necessarily fit in a specific industry.


Industries we do not serve are credit repair, tenant screening, private investigators, etc. 

Soft Credit Checks for the Mortgage Industry
Mortgage
Soft Credit Checks for the Business and Personal Loan Industry
Business/Personal Loans
Soft Credit Checks for the Solar Industry
Solar/Construction
Soft Credit Checks for the Auto Industry
Automotive